This course has a narrow focus by design. It does not try to cover all of financial planning — it covers the specific errors that appear most often in the first three years of running a business. That is a shorter list than you might expect, and a more useful one.
Where the material comes from
Instructor Piotr Szafraniec spent seven years advising early-stage businesses through a regional business development centre in Silesia. He reviewed intake documents, attended financial reviews, and watched the same problems appear repeatedly across different industries. The top mistakes of business beginners and how to avoid them is not a theoretical framework — it is a pattern he documented from real cases.
The mistakes covered
Underestimating startup costs. Setting prices based on gut feeling rather than actual cost structure. Not separating business and personal accounts from day one. Ignoring VAT obligations until they accumulate. Failing to plan for irregular income in the first year. Each of these gets a full session with a diagnostic tool and a correction process.
Who this is for
Business owners in their first two years, or people planning to start within the next six months. It is also useful for anyone who suspects they have already made some of these mistakes and wants to assess the damage honestly.
Content is educational. Consult a licensed accountant or financial advisor for decisions specific to your situation.